Privacy Policy for Islamic Ledger Pro Effective Date: August 16, 2026 Last Updated: August 16, 2026
Islamic Ledger Pro (“the App”), developed by Grexoft (“we”, “us”, or “our”), is an interest-free personal finance and ledger application designed for managing Qard-e-Hasan, Zakat calculations, transactions, and party records.
We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you use the App.
1. Information We Collect
a) Information You Provide
- Transaction details, party/contact names, loan (Qard-e-Hasan) records, Zakat-related data, and any notes you enter.
- Account or profile information if you choose to use cloud sync or premium features.
b) Contacts Permission The App requests access to your device contacts only to help you quickly select and add parties (people you lend to or borrow from) while managing Qard-e-Hasan and transactions.
- We do not upload, store, or share your full contacts list on our servers.
- Contact data is used solely on your device for party management.
- You can deny this permission and still use the App by manually entering party names.
c) Automatically Collected Data
- Device information (model, OS version) for app performance and crash reporting.
- Basic usage analytics (feature usage, crash logs) to improve the App. This data is anonymized where possible.
2. How We Use Your Information
- To provide core features: transaction tracking, Qard-e-Hasan management, Zakat calculation, party management, and report export.
- To enable optional cloud sync (GX Cloud) or private drive storage if you choose it.
- To provide daily automatic backups and notifications.
- To improve App performance and fix bugs.
- To process premium subscriptions and referral rewards (if applicable).
We do not sell, rent, or share your personal financial data with third parties for marketing purposes.
3. Data Storage & Security
- Local-First Architecture: Most of your financial data is stored securely on your device.
- Optional cloud sync (GX Cloud) or your own private drive storage is available if you enable it.
- Daily automatic backups help prevent data loss.
- We use industry-standard security measures to protect data during transmission and storage.
4. Third-Party Services
The App may use limited third-party services for:
- Cloud sync / backup (if enabled by you)
- Crash reporting and basic analytics
- Payment processing (for premium plans)
These services process data only as necessary to provide the requested feature and are bound by their own privacy policies.
5. Data Sharing
We do not share your personal or financial data with third parties except:
- When required by law or legal process
- To protect our rights, safety, or property
- With your explicit consent
6. Your Rights & Choices
- You can deny contacts permission at any time in your device settings.
- You can delete transactions, parties, or the entire App data from your device.
- You can disable cloud sync or delete your cloud data.
- You can request deletion of any account-related data by contacting us.
- Export your data anytime via Excel or PDF reports.
7. Children’s Privacy
The App is not intended for children under 13. We do not knowingly collect data from children.
8. Changes to This Policy
We may update this Privacy Policy from time to time. The updated version will be posted in the App or on our website with a revised “Last Updated” date.
9. Contact Us
If you have any questions about this Privacy Policy or your data, please contact us:
Grexoft Email: info@grexoftservices.com
By using Islamic Ledger Pro, you agree to the terms of this Privacy Policy.