GX Ledger Pro – Privacy Policy

Privacy Policy for GX Ledger Pro Effective Date: August 16, 2026 Last Updated: August 16, 2026

GX Ledger Pro (“the App”), developed by Grexoft (“we”, “us”, or “our”), is a personal credit and debit tracking application that helps users manage ledgers with contacts.

We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you use the App.

1. Information We Collect

a) Information You Provide

  • Transaction details (credit/debit amounts, notes, dates)
  • Party/contact names and ledger information you enter
  • Account or profile information if you use cloud sync, sharing, or premium features

b) Contacts Permission The App requests access to your device contacts only to help you quickly select and add parties while creating or managing ledgers.

  • We do not upload, store, or share your full contacts list on our servers.
  • Contact data is used solely on your device for party management.
  • You can deny this permission and still use the App by manually entering names.

c) Automatically Collected Data

  • Device information (model, OS version) for app performance and crash reporting
  • Basic anonymized usage data to improve the App

2. How We Use Your Information

  • To provide core features: credit/debit tracking, party-wise ledgers, statements, and reminders
  • To enable optional cloud sync or private Drive storage if you choose it
  • To allow ledger sharing with selected parties (Premium feature)
  • To send WhatsApp reminders (only when you initiate or enable them)
  • To process premium subscriptions and referral rewards
  • To improve App performance and fix bugs

We do not sell, rent, or share your personal or financial data with third parties for marketing purposes.

3. Data Storage & Security

  • Local-first approach: Most of your ledger data is stored securely on your device.
  • Optional cloud sync or your own private Drive storage is available if you enable it.
  • Daily automatic backups help prevent data loss.
  • We use industry-standard security measures to protect data during transmission and storage.

4. Third-Party Services

The App may use limited third-party services for:

  • Cloud sync / backup (if enabled by you)
  • Crash reporting and basic analytics
  • Payment processing (for Premium plans)
  • WhatsApp sharing (only when you choose to share)

These services process data only as necessary to provide the requested feature and are bound by their own privacy policies.

5. Data Sharing

We do not share your personal or financial data with third parties except:

  • When required by law or legal process
  • To protect our rights, safety, or property
  • With your explicit consent (for example, when you share a ledger with a selected party)

6. Your Rights & Choices

  • You can deny contacts permission at any time in your device settings.
  • You can delete transactions, parties, or the entire App data from your device.
  • You can disable cloud sync or delete your cloud data.
  • You can request deletion of any account-related data by contacting us.
  • Export your data anytime via statements or reports.

7. Children’s Privacy

The App is not intended for children under 13. We do not knowingly collect data from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted in the App or on our website with a revised “Last Updated” date.

9. Contact Us

If you have any questions about this Privacy Policy or your data, please contact us:

Grexoft Email: info@grexoftservices.com

By using GX Ledger Pro, you agree to the terms of this Privacy Policy.

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